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Compare loans for debt consolidation and learn about your options for consolidating debt.

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The following four steps will walk you through calculating how much debt you have, choosing the debt consolidation loan, setting a timeline to be debt free and teaching you how to control your spending.

Debt consolidation loans allow borrowers to roll multiple old debts into a single new one, ideally at a lower interest rate.

You can use an online credit card payment calculator for calculating all the figures.

With the help of credit consolidation, you can restructure your debt repayment plan.

There are also several consolidation options available from the federal government for those with student loans.

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