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Why do people want to consolidate their credit card debts, student loans, and medical debt all into one payment?
Because oftentimes they think it is a magic wand of sorts – that it will cause all their debt problems to disappear.
Many of the debt consolidation companies that you'll find out there really aren't going to do much for you that you already can't do on your own – and they'll charge you an arm and a leg to do it.
Other debt consolidation companies are just plain scammers looking to take advantage of people when they're down.
That's where debt consolidation and other financial options come in.